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Lee Chow

Chief Financial Officer

lee.chow@opesone.com

Contact

Office: 214-346-0985

15303 North Dallas Parkway

Suite 550

Addison, TX 75001

john_mcgurran@opesone.com

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Opes One is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities, LLC (PAS), member FINRA, SIPC. OSJ: 15303 North Dallas Parkway, Tower II, Suite 550 Addison, TX 75001, Phone # 214.346.0985. PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Opes One is not an affiliate or subsidiary of PAS or Guardian. Opes One is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor.

Opes One is an independent agency authorized to offer products of The Guardian Life Insurance Company of America (Guardian), New York, NY and its subsidiaries and is not an affiliate or subsidiary of Guardian. The Guardian® Logo is a service mark of Guardian, used with permission.

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Lee Chow

Chief Financial Officer

972.455.8004

lee.chow@opesone.com