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Joe Santana

Joe Santana

Financial Representative

214.446.0989

joe.santana@opesone.com

Financial Representative of The Guardian Life Insurance Company of America^® (Guardian).

Contact

Opes One

Office: (214) 346-0985

15303 North Dallas Parkway

Suite 550

Addison, TX 75001

john_mcgurran@opesone.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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This material is intended for general public use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation.

Opes One is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Securities products and advisory services offered through Park Avenue Securities, LLC (PAS), member FINRA, SIPC. OSJ: 15303 North Dallas Parkway, Tower II, Suite 550 Addison, TX 75001 214.346.0985. PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Opes One is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor.

The Living Balance Sheet^®(LBS) and the LBS logo are service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. © Copyright 2005-2020 Guardian.

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