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Dray Hicks

Dray Hicks

Financial Representative

586.284.4246

dray.hicks@opesone.com

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Financial Representative of The Guardian Life Insurance Company of America^® (Guardian).

Contact

Office: 214-346-0985

15303 North Dallas Parkway

Suite 550

Addison, TX 75001

john_mcgurran@opesone.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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This website is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or a recommendation for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial representative for guidance and information that is specific to your individual situation.

Opes One is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities, LLC (PAS), member FINRA, SIPC. OSJ: 15303 North Dallas Parkway, Tower II, Suite 550 Addison, TX 75001, Phone # 214.346.0985. PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Opes One is not an affiliate or subsidiary of PAS or Guardian. Opes One is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor.

Opes One is an independent agency authorized to offer products of The Guardian Life Insurance Company of America (Guardian), New York, NY and its subsidiaries and is not an affiliate or subsidiary of Guardian. The Guardian® Logo is a service mark of Guardian, used with permission.

The Living Balance Sheet^®(LBS) and the LBS logo are service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. © Copyright 2005-2026 Guardian

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